Author / Speaker / Healthcare Leader

I’ve spent over three decades working inside the Medicare system, helping protect beneficiaries and navigate complex coverage rules.
Medicare can be confusing — but it doesn’t have to be.
Ask me anything about: • Medicare enrollment • Medicare Advantage vs Original Medicare • Prescription drug coverage • Appeals and coverage denials • Avoiding costly Medicare mistakes
Let’s figure it out together.
Publications
NON - FICTION
MASTERING MEDICARE:
65 Things Everyone Should Know Before Age 65


Medicare is complicated. Mistakes are expensive. This book makes it easy.
Every day, 11,000 Americans turn 65, stepping into the world of Medicare—often confused, unprepared, and overwhelmed by the endless rules, deadlines, and fine print. One wrong move can lead to costly lifelong penalties, denied claims, and gaps in coverage that can derail even the best-laid retirement plans.
Mastering Medicare: 65 Things Everyone Should Know Before Age 65 cuts through the confusion with straightforward, myth-busting, and sometimes humorous advice designed to help you make the right choices, avoid financial pitfalls, and take full advantage of your benefits. Packed with real-world examples, insider tips, and a no-nonsense approach, this guide breaks down what Medicare covers (and what it doesn’t), how to choose the right plan, and the biggest mistakes to avoid.
This Amazon best seller is written by a nationally recognized Medicare expert with 30 years of experience—including leading a national Medicare oversight organization—this book delivers the practical, easy-to-follow guidance every Medicare-eligible person or their caregiver needs.
Medicare isn’t a “set it and forget it” program—you need to understand it to make it work for you. Whether you’re approaching 65, helping a loved one navigate Medicare, or simply trying to avoid expensive surprises, this book is the ultimate roadmap to mastering Medicare with confidence.
GAMEPLANS & GUARDRAILS: THE EMPOWREED LEADERSHIP PLAYBOOK

Coming Soon!!
In a world where burnout is rising and top-down control is breaking down, leaders are being called to do more than just manage—they’re being asked to empower. But what does that actually mean? And how do you build a team that thrives without you hovering?
Gameplans & Guardrails: The Empowered Leadership Playbook is your no-fluff guide to leading with trust, clarity, and purpose. Equal parts practical and inspiring, this book walks you through the systems, habits, and mindset shifts that turn managers into mentors and teams into movements.
With real-world examples, punchy takeaways, and tools you can use tomorrow, this playbook tackles everything from feedback that fuels growth to building cultures that scale—without sacrificing humanity.
Written by Dr. Lance Coss, a nationally recognized healthcare executive, leadership mentor, and organizational change expert, this book distills decades of experience into actionable insight for today’s workplace realities—remote, hybrid, fast-paced, and human-centered.
Whether you're a seasoned leader or just stepping into your first management role, Gameplans & Guardrails will help you ditch the power trips and build something better: empowered people, and a legacy that lasts.
FICTION

"I rate the book 5 out of 5 as a horror thriller. The book followed so many different paths, but the author did a great job of creating a fully unexpected ending...the book could easily be developed into a movie and sell lots of tickets to fans of horror."
--OnlineBookClub.Org
They sought to cure cancer. They may have ended the world instead.
When a groundbreaking DNA therapy designed to combat disease spirals out of control, no one could anticipate the horrific consequences. What begins as a beacon of hope swiftly morphs into a terrifying reality, as the gene therapy rewrites the very fabric of humanity. Within days, the code adapts, drawing from the animal kingdom around us and reshaping human bodies in violent, unpredictable ways.
Across the country, ordinary people undergo unimaginable changes: spines stretch and twist, bones fracture and reshape, teeth morph into vicious fangs, and skin hardens into scales or bursts forth with fur. Some sprout wings; others develop claws; many manifest features that defy description.
They’re not dead. They’re not sick. They’re evolving.
As emergency services crumble beneath the weight of overwhelming chaos, highways choke with abandoned vehicles and hospitals overflow with the transformed. A new word spreads faster than the science ever could: Chimeras.
Firefighter David Cole is trained to run toward disaster, but nothing could prepare him for the sight of his seventeen-year-old daughter, Nikki, beginning to change. What starts as subtle shifts quickly escalates into something far more sinister as the city descends into chaos around them.
As society fractures and hybrid predators stalk the streets that were once safe, David races against an unforgiving clock. Each passing hour sees Nikki slipping further from humanity, closer to becoming one of the chimeras terrorizing their world.
This isn’t a virus. It’s evolution at its best—unleashed, uncontrolled, and unbelievably relentless.
In a world where half-human creatures hunt in the dark, a father faces an impossible mission: save his daughter before the transformation is complete.
Time is running out, and the stakes have never been higher.
HUMAN ADDICTIONS
In the glitzy heart of Las Vegas, Dr. Travis Miller has it all: charisma, looks, and the steady hands of a top anesthesiologist. But a single, fleeting encounter turns his life into a living nightmare when he contracts an STD that does more than ruin his sex life—it triggers a dormant genetic mutation, awakening a sick hunger far beyond his control. Travis is suddenly consumed by an insatiable craving—for human flesh.
As the mutation warps his mind and distorts his once-stable world, Travis fights desperately to cling to his humanity. He isolates himself, shuts out those he loves, and clings to the values he once held dear. But the hunger grows, each attempt at resistance pushing him closer to the edge. Soon, he finds himself trapped between the man he strives to be and the monster he is genetically programmed to become. Forced into the shadows, Travis transforms into a reluctant predator—a charming, yet tormented, serial killer and cannibal.
In Human Addictions, the battle between nature and nurture takes on a chilling edge as Travis confronts the relentless power of his own biology. This intense genetic thriller pulls readers into a gripping journey through the darkest recesses of human identity, posing a harrowing question: can we ever truly escape our nature, or are some cravings too primal to resist?

NO MERCY:
Book 1 of the ARTIFICIAL GODS Trilogy

In a world where science dares to rewrite the divine, No Mercy unveils a chilling tale of ambition, faith, and power. Billionaire geneticist Jackson St. Clair has accomplished the impossible: cloning Jesus Christ from ancient DNA. But instead of one savior, he unknowingly creates two extraordinary men—Joshua Johnson, a charismatic sociopath with a thirst for power, and Chris Kincaid, a reluctant healer with a gift that defies explanation.
Joshua’s path is marked by ambition and destruction. Walking away from a promising football career, he emerges as a fiery political figure with a cult-like following and a chilling motto: "No Mercy." Manipulative, cunning, and fearless, Joshua’s rise to power sends shockwaves through the world, leaving governments on edge and his critics silenced—often permanently.
Chris, on the other hand, finds himself reluctantly thrust into the role of a messiah. His miraculous healings and growing flock of believers fill him with both awe and dread as he struggles to understand his place in a world that’s beginning to see him as something divine. When the Vatican learns of his existence, Chris is drawn into a web of intrigue that threatens to consume him.
As their lives spiral toward an inevitable collision, No Mercy explores the clash between science and faith, power and humility, and light and darkness. From secret labs to political rallies, from quiet African villages to church corridors, this electrifying first installment in The Artificial Gods Trilogy will leave you questioning the boundaries of humanity, morality, and destiny.
Brace yourself for a story of ambition unbound, miracles unexplained, and a battle between two forces destined to shape the future of the world.
AN EPIDEMIC OF MIRACLES
Book 2 of the ARTIFICIAL GODS Trilogy

The world stands on the edge of something vast and unknowable.
Two men—born of the same sacred origin—walk very different paths, but destiny is hurtling them toward a single, catastrophic collision.
Senator Joshua Johnson has electrified America with his rallying cry: No Mercy. Charismatic, ruthless, and unnervingly persuasive, he’s become both a revolutionary and a threat. Few know his secret: he was cloned from the DNA of Christ himself in a secret experiment led by billionaire geneticist Jackson St. Clair. Joshua sees his divine bloodline not as a burden—but as a weapon. And he plans to use it to reshape the world.
Chris Kincaid, his genetic twin, lives in exile across the globe. In the rural villages of East Africa, he’s called a healer. A messiah. A miracle worker. But Chris never asked to be worshipped. Haunted by powers he doesn’t understand and crushed beneath growing crowds of desperate believers, he longs for peace—not prophecy. Yet peace is slipping further away.
The Vatican has summoned him. The world is beginning to take notice. And as faith and fear tighten around him, Chris must decide whether to reject his gift—or embrace it.
Meanwhile, St. Clair watches, still pulling strings behind the scenes, still chasing the consequences of his own unspeakable experiment: creating gods in human form.
Two men. One origin. Diverging fates.
One will rise to command the world.
The other may save it—if he can survive what comes next.
THE FINAL SEQUENCE:
Book 3 of the ARTIFICIAL GODS Trilogy

Two men. One face. Humanity caught between them.
Christopher Kincaid never wanted to be a messiah. But when his touch begins to heal the dying, the Vatican pushes him into the global spotlight. To millions, he is proof that miracles still exist.
Across the ocean, Senator Joshua Johnson rides a tidal wave of political fury, his “No Mercy” movement propelling him toward absolute power. But Joshua carries a secret: he and Chris share the same DNA—cloned from the blood of Christ himself.
One offers hope. The other demands fear. And as the world divides between them, their inevitable collision will unleash chaos on a biblical scale.
The Final Sequence is a relentless genetic thriller about faith, power, and sacrifice. When the final confrontation comes, one brother must choose to save humanity… by giving everything.
Artificial Gods – Now a Six-Episode Screenplay
The gripping genetic thriller, Artificial Gods, is now a six-episode screenplay available for purchase rights. This high-stakes drama blends science, conspiracy, and the supernatural, delivering a cinematic story that pushes the boundaries of faith, technology, and human identity.
